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DaRadiant. Keep striving to do better. Let me assist you. If you have your Cert of Eligibility and DD-214 from the VA, you can buy a house thru the VA for $1.00 USD down. Plus, Section 8 has a program that allows you to buy a house thru them as well. Real Estate is my GROOVE. knowledge is power and I can assume your credit aint so hot, so start negotiating those collections off your credit. I do that as well, thru my Credit connects at all 3 credit bureaus, so we have options.