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Hello. I have credit card debts and at my first meeting i was told not to use the cards (which I havent)so the debts have been decreasing quite a bit. I seen someone say you can’t have any credit card debts. Is this true? They said they had to pay off about 7 grand in cc debts before being qualified. Other than DTI how does NACA look at credit card in the qualification process.
It's not a big deal, but in any case, I suggest you go to a jury trial. I am a lawyer, but I do not know if I can help you because I am from the penal area, but in this case, you have to find a lawyer from the family and financial sphere. I have a friend who is a lawyer and can help. If you are interested, you can google " san diego bankruptcy lawyers " and give you their website and his address, and you can contact them. Tell him you're from Danny Rashford, and you won't have a problem. I assure you, he is an outstanding professional and will help you with this!